Terms of Use

Welcome! By using this website or accessing any of its content, you’re agreeing to these Terms of Use. The Discover companies, now part of Capital One Financial Corporation (collectively referred to as “Discover”), and its affiliates may update these terms at any time. Continued use of the site means you accept any changes. Please check back periodically to stay informed.

Using Our Website

Your use of this website is governed by these Terms and all applicable laws and regulations. When you log in to your Account Center or access your account in any way, you’re also agreeing to our Online Privacy Statement. This may include technologies such as session replay to better understand how you interact with our website.

These Terms only apply to Discover-branded sites and services—not those of Capital One or its other subsidiaries. Always review the terms and privacy practices of any third-party site you visit.

Chat Feature Notice

If you choose to use our automated chat to get answers, please note: it’s a program—not a real person. You agree that your messages may be shared with the third-party provider that powers this tool.

Accounts & Security

Some parts of the website may require you to create an account or provide personal information. Without it, access to certain features may be limited.

You’re responsible for keeping your login info secure. If you suspect any unauthorized activity on your account, notify us immediately. You’re responsible for actions taken by anyone you authorize to use your account.

To process online transactions you initiate, you agree that we may share your account information—such as card details or contact info—with authorized wallet providers, merchants, or other third parties. If your account information changes, we may provide updates to these third parties. To stop sharing, you’ll need to remove or unlink your account from the third-party platform.

We may also collect technical data about your device and how you interact with our site. This helps us improve your experience and show you relevant content or ads. For full details on data use, see our Online Privacy Statement.

No Warranty Disclaimer

All information, tools, and services on this website are provided “as is” and “as available.” Discover and its data providers do not guarantee accuracy, completeness, or suitability for any purpose—and they expressly disclaim any warranties, including implied warranties like merchantability or fitness for a particular purpose.

Limitation of Liability

Discover is not responsible for any loss—direct or indirect—that results from using or being unable to use this website or its content. This includes, but isn’t limited to, lost profits, data, or business opportunities—even if we’ve been advised that such damages could occur.

Indemnity

You agree to protect, defend, and hold harmless Discover and its affiliated entities against any claims or damages arising from your use of the site, your content submissions, or any violation of these Terms. This responsibility continues even after you stop using the site.

Intellectual Property Rights

All trademarks, logos, and content on this website are the property of Discover or its affiliates (unless otherwise noted). You may not alter or use them without written permission.

All text, graphics, and content are protected by copyright ©2021 Discover. All rights reserved.

If you believe any content on our site infringes on your rights, you can contact our designated copyright agent:
Dennis Lee, Discover, 2500 Lake Cook Road, Riverwoods, IL 60015
Phone: 800-347-3138 | Email: iplegal@discover.com

Your Submissions

By posting or submitting any content to this site, you confirm:

  • It’s your original work.

  • It doesn’t violate anyone’s rights.

  • It’s not defamatory or illegal.

You grant Discover a worldwide, royalty-free license to use, adapt, and share your content for any purpose, across any media. We aren’t required to keep your content confidential unless the law says otherwise.

Third-Party Links

This site may link to third-party websites. Discover is not responsible for the content or services offered on those sites and does not endorse or monitor them. Always review their terms and privacy policies before using them.

Privacy & Data Sharing

By using our website, you consent to our Online Privacy Statement and agree to our Data Sharing Agreement. These explain how we collect, use, and share your information.

Legal Jurisdiction & Enforcement

These Terms of Use are governed by the laws of the Commonwealth of Virginia. Any legal action must be filed in Virginia—either in Henrico or Fairfax County—or in the U.S. District Court for the Eastern District of Virginia.

You waive your right to a jury trial, and any legal claim must be brought within one year of the event. If any part of these Terms is found unenforceable, the rest will remain valid and in effect.

These Terms, along with our Privacy Statement, make up the full agreement between you and Discover regarding the use of this site.

Last updated: May 18, 2025
For questions or concerns, contact us.